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Build your credit and enjoy all the perks of Allegro Advantage membership!


Start building your credit without any hassle or hidden fees...

Most “credit building” offers require you to deposit money into a locked savings account or apply for a secured credit card - without giving you any immediate benefits.

With the Allegro Credit Building Program, you’ll be able to enjoy all the benefits of digital banking without having to jump through hoops or put away money that you don’t have!

How it Works


Unsecured Loan
0% Interest

Advantage members will be pre-approved for an initial loan that will pay for 10 months of Allegro Advantage

- This loan is reported to the credit bureaus as a “new trade item”.

-Each month’s timely loan payment will be reported as positive loan performance, which will positively impact the Allegro Advantage member’s credit score.

After paying off the initial 10 month loan, Allegro Advantage members will be pre-qualified for a new $500 dollar loan!

- This new loan will have a 12 month term and will be reported to credit bureaus.

- In addition, an interest rate reduction will be offered if the member has completed financial litereacy courses at Allegro Academy.


Unsecured Loan


Unsecured Loan

Positive repayment history for prior loans will pre-qualify the Allegero Advantage member for a new loan for up to $750 at loan pay off.

- By joining the Allegro Advantage family, you’ll be able to enjoy unlimited ATM withdrawls, money transfers, check cashing, bill payments, purchases, and more - all while building your credit and improving your credit score!

Join our community and start working toward financial freedom today!

Sign Up


Results not guaranteed. Improvement in credit score dependent on your specific situation and financial behavior. Failure to make monthly minimum payments by the payment due date each month will result in negative reporting to your credit report which will not improve your credit history. This product will not repair your credit, and negative credit history will not be removed from your credit report as a result of this program. Subject to approval. Not available in all states.


At Allegro, we believe finance is more than just money and numbers; it’s how dreams, goals and visions get realized.         

The Allegro Prepaid Mastercard is issued by Metropolitan Commercial Bank, Member FDIC, pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Use of this card constitutes acceptance of the terms and conditions stated in the Cardholder Agreement.


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